Income Tax Calculator (India)

Compare tax under the new and old regimes for FY 2025–26 (AY 2026–27). Includes Section 87A rebate, marginal relief, standard deduction, and 4% health & education cess.

Salaried or pensioner

Applies the standard deduction (₹75,000 new · ₹50,000 old regime)

The new regime doesn’t allow most exemptions/deductions, so this only affects the old-regime calculation.

Free Income Tax Calculator (India)

Work out exactly how much income tax you’ll owe under both the old and new regimes for FY 2025–26, and see instantly which one leaves more in your pocket — no spreadsheets, no signup, no waiting for a CA appointment.

Old vs new, side by side

See your estimated tax under both regimes at once, with a clear recommendation on which one saves you more.

FY 2025–26 slab rates

Built on the latest slabs announced in Budget 2025, including the ₹12 lakh rebate threshold under the new regime.

87A rebate & marginal relief

Automatically applies the Section 87A rebate and marginal relief so you never see an inflated number near the thresholds.

Standard deduction included

Toggle "salaried or pensioner" to apply the ₹75,000 (new) or ₹50,000 (old) standard deduction automatically.

Age-based exemptions

Choose your age band to get accurate old-regime exemption limits for senior and super senior citizens.

Instant, private, and free

Everything is calculated locally as you type — your income details are never sent anywhere.

Frequently asked questions

Which is better — old or new tax regime?
It depends on your income and deductions. The new regime has lower rates and a higher rebate threshold but fewer deductions; the old regime allows 80C, HRA, and more. Enter your numbers to compare.
What is the Section 87A rebate?
A rebate that makes tax payable nil for taxable income up to ₹12,00,000 (new regime) or ₹5,00,000 (old regime), with marginal relief just above those thresholds.
What is the standard deduction for FY 2025–26?
₹75,000 under the new regime and ₹50,000 under the old regime for salaried employees and pensioners.
Does this include surcharge?
No — it covers slab tax, 87A rebate, marginal relief, standard deduction, and 4% cess. Surcharge (income above ₹50 lakh) isn’t included.
Are senior citizens taxed differently?
Under the old regime, seniors (60–80) get a ₹3 lakh exemption and super seniors (80+) get ₹5 lakh, vs ₹2.5 lakh for others. The new regime applies the same slabs to everyone.
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